"As a fully functioning, banking adult, I must admit I learned something  from this book! It was fascinating to see some of the banking options that are available now that, admittedly, I do not use. Checks, I get. ATMs, no problem. On-line, digital payments, yes. I’ve even learned to Venmo. I’d never heard of neobanks, and cryptocurrency is the one I have not quite figured out. I found it interesting to read about all the pros and cons of various banking methods. And while cybersecurity often makes me nervous, this book had some good suggestions for ways to keep yourself and your money safer with strong passwords or even payment tokenization. Even two-factor authentication, which I sometimes get irritated with having to use, does make it harder for thieves to steal what is on line. For young readers in my library today, so much of what seems futuristic will feel like it’s just what is natural to do. Understanding how we got to the digital age may put some of their options in perspective. The book was well-organized in 5 clear chapters and included a table of contents, glossary, index and additional resources."